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Investment Outlook: Winter 2021

We are at a challenging juncture for markets. Investors are grappling with interpreting solid economic data and the reaction of ultra-accommodative central bank monetary settings. Morgans see the path out of the COVID-19 shock as…

Income Protection is Changing

APRA has introduced requirements for insurers to review their Income Protection products and adjust some benefits and the way Income Protection contracts work. The core aim of these changes is to improve the longer-term affordability…

Team Q&A: Zoe Bandy

To end the financial year, we caught up with PPT Financial Paraplanner Zoe Bandy. Born and raised in Ballarat, Zoe joined the team in the middle of COVID-19 in June 2020. How are you currently…

Important Tax Changes: 1 July 2021

Super guarantee rate increase to 10% On 1 July 2021, the Superannuation Guarantee (SG) rate will rise from 9.5% to 10% - the first rise since 2014. It will then steadily increase each year until…

Tax exemption for ‘granny flat’ arrangements

To protect older Australians, the Government has moved to formalise ‘granny flat arrangements’ by providing an incentive to protect all parties in the arrangement. Typically, granny flat arrangements occur when an older person transfers some…

The top 8 reasons why staff leave

Australia is facing a shortage of skilled labour. When the supply of staff dries up the focus often turns to retention. But the first step is to understand why people you want to stay, choose…

Lifetime Director IDs: What you need to know

Directors will be required to register for a unique identification number that they will keep for life, much like a tax file number under a rewrite of Australia’s business registers. ASIC does not currently verify…

Victorian State Budget 2021-22

Last week Victorian Treasurer Tim Pallas handed down the State Budget that focuses on the economic recovery from COVID-19 and significantly, mental health. The Budget will also introduce and increase taxes which will impact developers,…

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