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What makes or breaks Christmas?

The cost of living has eased over the past year but consumers are still under pressure. For business, planning is the key to managing Christmas volatility. The countdown to Christmas is on and we’re in…

The Importance of Two-Factor Authentication (2FA)

In today’s digital age, protecting sensitive information is crucial. Cyber threats are becoming more sophisticated, making traditional passwords inadequate. Two-Factor Authentication (2FA) adds an extra layer of security to your accounts, making it much harder…

4 Ways to Invest in International Shares

Investing in international shares is a smart way to diversify your portfolio, access global markets, and tap into high-growth industries. PPT Financial offers tailored strategies to help you navigate the complexities of international investing. Here’s…

R&D Tax Deduction Denied for Basketball Shoe

The Federal Court has denied a sports company’s appeal to claim research & development incentives for the creation of an Australian signature basketball shoe. The Movie Air highlighted the importance of the signature Air Jordan…

What’s ahead in 2025?

The last few years have been a rollercoaster ride of instability. 2025 holds hope, but not a guarantee, of greater stability and certainty. We explore some of the key changes and challenges. An election Welcome…

Team Q&A: Thomas Elford

Thomas Elford has been a key part of the PPT team since 2008, bringing over 15 years of experience to his role. Based in Lal Lal with his wife Nardia and their two children, George…

Are student loans getting too big?

Australian voters tend to reject US style education favouring more egalitarian systems where income does not determine access. In the US, average student debt is USD $37,693 (public and private debt) taking an average of…

Team Q&A: Kim Warke

Earlier this month, we caught up with a familiar face to many who have recently visited the office, PPT Customer Service Specialist Kim Warke. Born and raised in Ballarat, Kim once planned to move north…

When is a gift, not a gift?

The Tax Commissioner has successfully argued that more than $1.6m deposited in a couple’s bank account was assessable income, not a gift or a loan from friends. The case of Rusanova and Commissioner of Taxation…

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