Team Q&A: Jayden Borninkhof
We recently sat down with SMSF Accountant Jayden Borninkhof. Born in Melbourne, raised in Gippsland and now settled in Ballarat, Jayden joined the PPT team in July 2025. What is your role with PPT, and what do…
Student Debt Relief: What the New Changes Mean for You
In September 2025, the Australian Government passed significant legislation to ease the burden of student debt. Designed to support young Australians and address the rising cost of living, the reforms will reduce existing student loans…
Simplify Your Lending Journey: The Broker Difference
Mortgage brokers now facilitate over 75% of new home loans in Australia, highlighting their increasing importance in helping borrowers navigate a competitive and complex lending market. Borrowers value brokers for their expertise, access to multiple…
Non-Compete Clause Reforms: Preparing Your Business for Upcoming Changes
In March 2025, the Federal Government announced plans to ban non-compete clauses for low and middle-income employees, while also consulting on their use for higher-income workers. The proposed reforms are expected to take effect from…
Superannuation Guarantee: Key Dates and What Employers & Employees Need to Know
As of 1 July 2025, the superannuation guarantee (SG) rate increased to 12%, marking the final stage of previously legislated increases. This is an important milestone for both employers and employees, reinforcing the need to…
The Weight of Financial Worry – Finding Calm in Business Money Matters
Running a business means navigating constant uncertainty. From covering wages and overheads to preparing for tax time and managing cashflow, financial pressure can often feel relentless. For many business owners, the worry isn’t just about…
Leading People is Hard – Navigating Team Tension and Leadership Overload
People are at the heart of every successful business but leading them isn’t always easy. From recruiting the right talent to managing morale, resolving conflict, and keeping everyone aligned, leadership often carries an emotional weight…
Always On – The Challenge of Responsibility and Burnout in Business
Business ownership often means stepping into multiple roles; strategist, leader, problem solver and motivator. While the independence can be energising, it also carries a weight that’s hard to shake. The line between work and life…
Why Life Insurance Matters and Why You Should Seek Expert Advice
Life insurance can provide peace of mind, financial stability and security for you and your loved ones but only if it’s structured correctly. With so many types of cover, providers, and policy terms, it’s easy…
5 Ways to Pay Less Interest on Your Home Loan (Without Changing Lenders)
You don’t always need to switch banks to get ahead on your home loan. In fact, many borrowers can reduce the amount of interest they pay simply by using the right tools and repayment strategies.…
