We are at a challenging juncture for markets. Investors are grappling with interpreting solid economic data and the reaction of ultra-accommodative central bank monetary settings. Morgans see the path out of the COVID-19 shock as…
APRA has introduced requirements for insurers to review their Income Protection products and adjust some benefits and the way Income Protection contracts work. The core aim of these changes is to improve the longer-term affordability…
To end the financial year, we caught up with PPT Financial Paraplanner Zoe Bandy. Born and raised in Ballarat, Zoe joined the team in the middle of COVID-19 in June 2020. How are you currently…
Super guarantee rate increase to 10% On 1 July 2021, the Superannuation Guarantee (SG) rate will rise from 9.5% to 10% - the first rise since 2014. It will then steadily increase each year until…
If you worked from home during lockdown and spent money on work-related items that were not reimbursed by your business, you might be able to claim some of these expenses as a deduction – but…
To protect older Australians, the Government has moved to formalise ‘granny flat arrangements’ by providing an incentive to protect all parties in the arrangement. Typically, granny flat arrangements occur when an older person transfers some…
We often get questions from clients about what they can and cannot do in their SMSF. Often the questions relate to related party transactions – that is, interactions between the SMSF, its assets, and its…
Australia is facing a shortage of skilled labour. When the supply of staff dries up the focus often turns to retention. But the first step is to understand why people you want to stay, choose…
Directors will be required to register for a unique identification number that they will keep for life, much like a tax file number under a rewrite of Australia’s business registers. ASIC does not currently verify…
Last week Victorian Treasurer Tim Pallas handed down the State Budget that focuses on the economic recovery from COVID-19 and significantly, mental health. The Budget will also introduce and increase taxes which will impact developers,…
