You don’t always need to switch banks to get ahead on your home loan. In fact, many borrowers can reduce the amount of interest they pay simply by using the right tools and repayment strategies.…
For Australian property investors, tax time is a crucial opportunity to maximise legitimate deductions and avoid costly mistakes. The Australian Taxation Office (ATO) closely scrutinises rental properties, making accurate record-keeping and a clear understanding of…
Investing in international shares is a smart way to diversify your portfolio, access global markets, and tap into high-growth industries. PPT Financial offers tailored strategies to help you navigate the complexities of international investing. Here’s…
At PPT Financial, we are dedicated to providing our clients with comprehensive and up-to-date financial information. In this spirit, we want to introduce you to Exchange-Traded Funds (ETFs), a dynamic component in the world of…
Should people with a mortgage have a greater focus on making extra repayments? The recent history of interest rates (the RBA target cash rate) in Australia makes for interesting reading – until the Melbourne Cup…
A rapidly evolving investment landscape and a year of likely political uncertainty make forecasting difficult in 2024. Morgan outlines three possible scenarios: Economic soft landing involves a modest deceleration below trend in major economies, without…
The ATO estimates that incorrect reporting of rental property income and expenses is costing around $1 billion each year in forgone tax revenue. A big part of the problem is how taxpayers are claiming interest…
Cracks in the financial system appear as the lagged effects from a rapid succession of interest rate rises expose some vulnerabilities. However, unlike previous episodes of financial distress, this time, regulators appear to be on…
Markets have faced a tumultuous 2022 as a new regime of higher macro volatility took shape. 2022 will long be remembered as the year of rising inflation and interest rates. Indeed, in 2022 we witnessed…
The global economy is headed for a likely recession, but most major central banks will press on with tightening monetary policy for some time yet as inflation remains uncomfortably high. Central banks have started what…
