For decades, successful Australian families followed a familiar playbook: trade through a company or discretionary trust, distribute income across the family, park surplus profits in a bucket company, hold property for the long term and…
Geopolitical conflict, volatile energy markets, shifting global trade conditions, the sources of financial uncertainty right now have less to do with the RBA and more to do with forces well beyond Australia’s borders. The ongoing…
For many, a holiday home is more than just a getaway, it’s a way to help build family wealth while enjoying the Victorian lifestyle. Whether it’s a beach house on the Surf Coast or a…
Electric vehicles (EVs) have moved from a niche choice to a mainstream business consideration. By late 2025, EVs accounted for more than 8% of new car sales in Australia, driven in no small part by…
You don’t always need to switch banks to get ahead on your home loan. In fact, many borrowers can reduce the amount of interest they pay simply by using the right tools and repayment strategies…
For Australian property investors, tax time is a crucial opportunity to maximise legitimate deductions and avoid costly mistakes. The Australian Taxation Office (ATO) closely scrutinises rental properties, making accurate record-keeping and a clear understanding of…
Investing in international shares is a smart way to diversify your portfolio, access global markets, and tap into high-growth industries. PPT Financial offers tailored strategies to help you navigate the complexities of international investing. Here’s…
At PPT Financial, we are dedicated to providing our clients with comprehensive and up-to-date financial information. In this spirit, we want to introduce you to Exchange-Traded Funds (ETFs), a dynamic component in the world of…
Should people with a mortgage have a greater focus on making extra repayments? The recent history of interest rates (the RBA target cash rate) in Australia makes for interesting reading – until the Melbourne Cup…
A rapidly evolving investment landscape and a year of likely political uncertainty make forecasting difficult in 2024. Morgan outlines three possible scenarios: Economic soft landing involves a modest deceleration below trend in major economies, without…
