Holiday Homes Under the Microscope
For many, a holiday home is more than just a getaway, it’s a way to help build family wealth while enjoying the Victorian lifestyle. Whether it’s a beach house on the Surf Coast or a…
The Electric Car Discount Under Review: Strategic Implications for 2026 and Beyond
Electric vehicles (EVs) have moved from a niche choice to a mainstream business consideration. By late 2025, EVs accounted for more than 8% of new car sales in Australia, driven in no small part by…
5 Ways to Pay Less Interest on Your Home Loan (Without Changing Lenders)
You don’t always need to switch banks to get ahead on your home loan. In fact, many borrowers can reduce the amount of interest they pay simply by using the right tools and repayment strategies.…
A Tax Preparation Checklist for Australian Property Owners
For Australian property investors, tax time is a crucial opportunity to maximise legitimate deductions and avoid costly mistakes. The Australian Taxation Office (ATO) closely scrutinises rental properties, making accurate record-keeping and a clear understanding of…
4 Ways to Invest in International Shares
Investing in international shares is a smart way to diversify your portfolio, access global markets, and tap into high-growth industries. PPT Financial offers tailored strategies to help you navigate the complexities of international investing. Here’s…
Exchange-Traded Funds (ETFs): A Guide for Investors
At PPT Financial, we are dedicated to providing our clients with comprehensive and up-to-date financial information. In this spirit, we want to introduce you to Exchange-Traded Funds (ETFs), a dynamic component in the world of…
Interest Rates, Mortgages and Surplus Income
Should people with a mortgage have a greater focus on making extra repayments? The recent history of interest rates (the RBA target cash rate) in Australia makes for interesting reading – until the Melbourne Cup…
Investment Outlook: Summer
A rapidly evolving investment landscape and a year of likely political uncertainty make forecasting difficult in 2024. Morgan outlines three possible scenarios: Economic soft landing involves a modest deceleration below trend in major economies, without…
Warning on Investment Loan Redraws
The ATO estimates that incorrect reporting of rental property income and expenses is costing around $1 billion each year in forgone tax revenue. A big part of the problem is how taxpayers are claiming interest…
Investment Outlook: Autumn
Cracks in the financial system appear as the lagged effects from a rapid succession of interest rate rises expose some vulnerabilities. However, unlike previous episodes of financial distress, this time, regulators appear to be on…
