Managing in Uncertain Times
How do you create certainty in uncertain times? Much of what we do personally to grow and protect our wealth, and commercially for the businesses we manage is subject to unpredictability and change. The answer…
Tempering Investment Expectations
Global market turmoil turned what was always going to be a hectic August into a chaotic one. Macro volatility aside, there’s no hiding the fact that the corporate reporting season was patchy at best and concerning at worst. Reporting season gave…
Budget 2015: Superannuation
Dying able to access their super earlier Date of effect: From 1 July 2015 After a few horrible cases where terminally ill people could not access their superannuation, the Government is changing the rules to…
Super contributions: what you need to know
Topping up your superannuation just got a little less dangerous with new rules that allow excess non-concessional contributions to be refunded. Before the change, a huge number of people were penalised by excess concessional contributions…
What to expect in 2015
It’s almost impossible to predict what the local and global economic environment has in store for us in 2015. The ‘who knows’ factor is adding to uncertainty and in general, business is not ramping up…
Property Investment & SMSF
Former Prime Minister Paul Keating recently suggested that Self-Managed Superannuation Funds (SMSF) should be restricted from investing in residential property. Mr Keating told the Financial Review, “If I was treasurer today, I would be looking…
What Happens To Your Super When You Die?
The general rule is that superannuation is not part of your estate unless you expressly make it part of your will, right? Well, maybe not. A recent case before the courts serves as a warning…
Important Superannuation Update
As we enter the new financial year it is important to take note of several important superannuation changes and updates. Superannuation Guarantee Rate From 1 July 2014 the rate of superannuation guarantee required to be…
Budget 2014/15: Superannuation
Super Guarantee rate increase rephasing Some clarity at last on what is happening with the superannuation guarantee (SG) rate. The previous Government introduced changes to the superannuation guarantee rate to bring it up to 12%…
What SuperStream means for Self Managed Super Funds
From 1 July 2014, superannuation funds receiving contributions for members whose employers have 20 or more employees will need to be ready to receive electronic contribution payments and information under the SuperStream standard. Superannuation funds…
